TRAILER FINANCING (N/A for Vehicles)

Financing options for new Trailers available through our partner lenders. Our strong relationships with lenders allow us to get the best terms on your purchase. 

A valid Driver's license, secondary ID or CC, and your Social Security number is required for all financing applications.

SHEFFIELD FINANCIAL | Commercial or Consumers (Personal) loans:

FOR ILLINOIS RESIDENTS ONLY - You can apply online on their website and then come to us with your approval code and to finish signing the contract in person. In most cases, loans are approved in 20 minutes or less and with term loans from 36 to 60 months (rates vary, please contact us for the most up to date rates available).  Most any new trailer, truck bed, and snowplow on our lot can be financed with Sheffield Financial but there are brand exclusions and limitations.  Please give us a call to discuss.

  Click on the Sheffield logo to apply!

SYNCHRONY | Consumers (Personal) loans only:

FOR ILLINOIS RESIDENTS ONLY - Can finance new or used trailers (No truck beds).  If you would like to apply, please come into our store as you'll have to fill our the application in person.  In most cases, loans are approved in 15 minutes or less and with term loans from 36 to 84 months (rates vary, please contact us for the most up to date rates available). 

  Please visit our store to apply with Synchrony.

PRIORITY CAPITAL | Commercial loans only:

PRIORITY CAPITAL has diverse bank partnerships for equipment loans. This deep list of connections ensure options for all customers; no matter the time in business, poor credit, or lack of down payment.  Here are a few highlights:

• 100% financing / $0 down in most cases.
• General terms 24 to 60 months
• Corporate Only options with no personal guarantor
• Several programs for used equipment with no age requirement
• Several programs with early buyout options interest forgiven
• Programs for challenged credit that will go as low as a
  • 550 FICO with 2+ years TIB
  • 500 FICO if the client has been in business for 10+ years.
• Programs for Startup businesses (minimum 650+ FICO)
• Super challenged profiles (BK's & or Repo's) some require 35-40% down

Please visit our store to apply and to obtain a price quote.

FIRST CITIZENS BANK | Commercial loans only:

FIRST CITIZENS BANK offers flexible financing options to business customers who are looking to purchase the equipment (new or used; trailers, snowplows, truck beds) they need without a significant cash burden.  With First Citizens, you could be eligible for better rates, terms and service than you might experience with other companies. Get the equipment that’s right for you without having to sacrifice quality or financial stability. Financing could be the best payment option for your next purchase for a number of reasons. Consider some of the following benefits:

• Get approved right now. But the complete loan process from start to finish typically takes 3-5 business days.
• Know what you’re paying each month
• Keep your cash reserves available
• Take advantage of competitive rates and products

Click on the First Citizens Bank logo to apply!

FOREST RIVER CONSUMER CREDIT CARD | Consumer (Personal) loans only:

By TD Retail - This is a non-secure personal credit card that can be used for every type of trailer (new or used), snowplows, truck beds, parts and service.  They offer a promotional rate of 5.99% for 60 months on $2500 minimum financed.  You must apply in person with a current & valid driver's license and social security number.  A mininum 6% financing surcharge will be added to cover cost of this promotional rate - please contact us for more details.

Additional Infomation about the FRCC Promotional Financing of 5.99% APR with 60 Monthly Payments: Minimum purchase $2,500. There is a promotional fee of $150 for each transaction. 5.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. See Cardholder Agreement for applicable terms. Subject to credit approval. Forest River financing account issued by TD Bank, N.A.